Pennsylvania
Pennsylvania Property Division
13 min read
Updated
Marital vs. Non-Marital Property
**Marital property** (subject to division):
- All property acquired during the marriage, regardless of whose name it's in
- Increase in value of non-marital property during the marriage
- Gifts between spouses
**Non-marital property** (remains with owner):
- Property owned before the marriage
- Inheritances received by one spouse
- Gifts from third parties to one spouse
- Property excluded by valid prenuptial agreement
- Property acquired after final separation
**The marital home**: If purchased during the marriage, it's marital property. If owned before, only the appreciation during the marriage is marital.
The 11 Statutory Factors
Pennsylvania courts consider these factors when dividing property:
1. **Length of the marriage**
2. **Prior marriages** of either party
3. **Age, health, station** of the parties
4. **Vocational skills and employability**
5. **Liabilities and needs** of each party
6. **Contribution** to the education or earning power of the other
7. **Contribution as homemaker**
8. **Value of non-marital property**
9. **Standard of living** established during marriage
10. **Economic circumstances** of each party after division
11. **Whether the property award is instead of or in addition to alimony**
**Marital misconduct** (such as adultery) is also a factor that can influence the division.
Valuation Issues
**Valuation date**: Generally the date of separation or filing, depending on the asset type.
**Key valuation considerations**:
- **Real estate**: Appraisals by certified appraisers
- **Businesses**: May require forensic accounting or business valuation experts
- **Retirement accounts**: Often the largest marital asset — requires careful valuation
- **Stock options**: Complex valuation depending on vesting schedules
**Dissipation**: If one spouse wasted marital assets (gambling, affair expenses, unusual spending), the court may credit the other spouse.
Retirement Benefits
Pennsylvania has specific rules for dividing retirement benefits:
**Defined benefit pensions**: Use the 'coverture fraction':
- Months of marriage during pension accrual ÷ Total months of pension accrual × 50% of the benefit
**Example**: If the pension was earned over 30 years and the marriage lasted 20 of those years, the non-employee spouse gets: (20/30) × 50% = 33% of the pension
**401(k)s and IRAs**: Divided by QDRO (Qualified Domestic Relations Order) or direct transfer
**Social Security**: Not divisible in divorce, but may be relevant to alimony calculations
Ready to explore your options?
Get a personalized overview of what pennsylvania property division might look like in your specific situation.
Start Your Free AssessmentTalk to a lawyer in Pennsylvania
Find a family law professional who uses DivorceParty in your area.
Find a LawyerNo commitment. Free to browse.
